Conventional Loans

Couple holding a house model — Conventional Loans in Brentwood TN
Conventional loans come in many forms, but are defined by the fact that they are not backed by any government entity. These loans are generally amortized over a certain number of years (a term) at a certain interest rate (determined by the loan-to-value ratio). The loan-to-value ratio is the ratio of the value of the loan to the value of the home. Each of these is contingent on the qualifications of the borrower. Peoples Home Equity can help you know what rate and term is best for you. There are many options like fully amortized or option for balloon payments, adjustable or fixed rate, and other options. We can help you navigate all of these options.
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